I agree we are becoming more digital- the concern I have always had, will always have, is the nature of “runs”. Today btc only real value is if someone is willing to give you fiat for it when and if you need liquidity; so the big question is when the whales finally decide to trigger a run and cash out a part of their position -can retail survive that in one generation.
Then we have ETFs where the actual play is for whales. Grab all the BTCs and then suck
in retail for years, play the narrative, collude with each other just like the wall street bankers have been doing for centuries. Running money is running money.
WTF do I know just a thought form.