The promise of these "projects" is decentralization and “ freedom" from governments controlling your finances, eliminating third parties excessively overcharging fees.
All it has become IMHO is a con artists perfect field of play. I could list all the "failed" and "obvious" confidence games that have already met their ends. Some early ones got away clean and clawed millions in retail money then "closed" The projects that were designed to fail is more than the nascent citizen thinks.
Crypto Currency is a Cult. Unless you know all the "language" and are one of the cult disciples you will get spanked. Even if you do live in the tribe “Vegas” doesn’t lose money. I would think of crypto currency projects as a digital vegas for the time being. Only put in what you know you can lose. True believers just enter and leave it hoping for the promise.
Invest in the companies using the blockchain as SAAS or B2B solutions, which are mainly hybrid centralized- anyway thats where my LT is going.
JAFO